I use a kind of a hybrid system, 3 boards horizontally on the rack, and one to the side IF I need it.
But as a side piece of "rack news": to keep everything tidy I just made a little modification to two sail bags to be able to suspend them from the ceiling of the van. Just two brass grommets each ($8 at Amazon
www.amazon.com/dp/B000BPNOMU?psc=1), 4 short shock cords out of 5/16 and this cool hooks
www.amazon.com/dp/B08M62P352?psc=1, and bingo two sails are neatly suspended from the ceiling.
Main reason for suspending is that I like to keep the visibility through the rear window. The set up, just between rack and suspended sails, can fit more than I need. That is 3 boards (+1 one to the side), two booms (three with one on top of the rack that has an extra level in front), 4 masts and three sails at the bottom of the rack, two sail suspended. No rear window occlusion, and space to the side for my MTB or my "nap mat". I think I am ready to conquer some far away island with such a fleet