Dumb Loan SharksTwo sharks walk into a bar and the shark on the left says "I did good Boss, I lent out all the money and then I skipped town..."
The next day, they meet up again. Lefty says to Flathead "I did just what you said Boss, I threatened to eat him up if he paid back the money"
The next day, Lefty says to Flathead "I got it right this time Boss, I told him I wouldn't eat him up if he didn't pay back the money"
One month later Lefty finally got it right. This time he threatens to eat up the victim if he doesn't pay back the money. This, for the Shark Bay Mob, was the turning point.