Hi Aus

Wishing you all the best with getting Cry Havoc up to scratch again

Regards Don

Aus mine was damaged in the storms here last April. I was on a Comercial mooring. Another boat also on a Comercial mooring dragged his mooring hooked on to mine and they spent the night bashing against each other. Both insured with club marine results were no negligence on part of the marina we both had to pay our own excess and i have also lost some of my no claim rating. It is classed as an act of god freak occurrence.

Really unfortunate ...at least you're insured. Hope that all works out for you. New boat I'd say...bummer as you probably love her.

Gutwrenching pictures.
I hope you get out of it on top.
Best of luck with insureance.

A friend had a Defiance lose the rig just recently. The damage looked superficial (apart from a missing rig) , but was structural around the chainplates and deck fittings. I never saw it up close, but the boat looks 99% fine from the outside. It was assessed, and the repair quote was about the same as the insured value. The insurance company offered a payout, which the owners took and sadly walked away from the boat. The boat is still on a mooring and will probably go to an insurer's auction shortly. This was a boat in otherwise good condition, and it just looks like it has no rig.

I'm not sure Aus if I'd ever think the boat was the same again, even if they did a good repair, it looks pretty extensive to my untrained eye.
It's probably not what you want to hear, but I think if I was in your unenviable position, I would probably take the insurance payout and move on.

I hope there's a bright side, and in 6 months you have found an even better boat, if that's what you choose to do.
"Cry Havoc Again" ?

aus005 said..

At what point would the boat be written off

At some point north of 50% of the boats value. Some companies are at 50% others may be as much as 75% of insured value. If you get really lucky it may be under 50% and you might be able to buy her back and repair it yourself. If you were so inclined.

Good luck, AUS. I had to go through the "write off or repair" issue a while back and chose the repair. It's not fun.

I just got down to check my boat; she's 120km away but moored next to a mate's so I knew I would have had a call if she had major problems. She lost a corner of the cover and took some water from deck leaks I still haven't fixed, but is basically all fine.