As you suggest in the start of your own post, it's deeply personal, and you might find will a different response from almost every sailor. Some similar posts have started religious wars.
So, in lieu of a ready (and compliant) ardvaark, it might be worth checking out some of Cribby's articles on his website
www.guycribb.com/ (techniques->tips) on trimming as a starting point.
From there you tune for all sorts of things including your height, the type of harness you wear, the state of the water and so on and on.
Elmo; you have been reported to PETA, please place your hands flat on the nearest wall and assume the position. A burly representative with cold rough hands will be with you soon.