Does anybody insure their gear?

> 10 years ago
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confused
confused
NSW
175 posts
NSW, 175 posts
30 Mar 2010 8:07pm


From posts I read on here it seems there are a lot of people who invest (or is it waste?) as much and far more money than me on windsurf gear! Does anyone insure all this gear?

It makes me fully nervous that non of my kit is covered at the moment but I can't find any insurance companies that cover windsurf kit.

Any recommendations of places that do windsurf insurance?

Thanks.
laff77
laff77
NSW
273 posts
NSW, 273 posts
30 Mar 2010 10:08pm
I remember seeing a post a while back about this subject, and recall that maybe GIO offer some sort of insurance. Maybe have a look through previous topics, it bound to be there somewhere.
Waiting4wind
Waiting4wind
NSW
1871 posts
NSW, 1871 posts
30 Mar 2010 10:15pm
I had a home contents / personal effects policy through Westpac. This covers the gear anywhere in Aust. except when in use on the water.
confused
confused
NSW
175 posts
NSW, 175 posts
30 Mar 2010 11:11pm
Thanks for the tips.

So are others not insuring your gear? Am I just being paranoid?
Squid Lips
Squid Lips
WA
708 posts
WA, 708 posts
30 Mar 2010 9:04pm
Same as Waiting4wind but with Suncorp. You have to keep it updated if you change gear and make sure everything is specified as you wrote it. I've yet to try and claim though (hopefully never have to) so I'm not sure how effective the cover is.
rustbucket
rustbucket
NSW
290 posts
NSW, 290 posts
31 Mar 2010 8:02pm
confused said...

Thanks for the tips.

So are others not insuring your gear? Am I just being paranoid?


no mate you're not paranoid.....just confused.

fullmoon
fullmoon
WA
314 posts
WA, 314 posts
31 Mar 2010 6:02pm
Yes GIO DID insure windsurfing gear but when they got taken over by some Qld F#@%#*@k company it became "against company policy" to insure windsurfing equipment. Damn shame cause they were a bloody good insurer (3 decent claims over 7 years and they paid out no fuss.)
Mine is still insured with them but they wont add any new gear to the list.
On a good note WESTSURE do insure windsurfing gear they have said and they are a bit cheaper than GIO. You itemise your gear and add it to your house and contents. Thats the way I will go next year.
Westsure is part of Westfarmers I believe. I did some insurance work for them a few years back and was gobsmacked how quickly they paid my account.

My two bobs worth.
fitz66
fitz66
QLD
575 posts
QLD, 575 posts
1 Apr 2010 8:15am
I insure my gear with AAMI on the house policy
FilthyAmatuer
FilthyAmatuer
WA
877 posts
WA, 877 posts
1 Apr 2010 11:15am
I have it covered on my home policy with Alliance - They have removable items insurance, and I checked and my windsurfing gear would be covered under that without being specified up to a value of $2500 per item and i think $7000 per claim (values might be slightly different). But covers accidental damage and theft - though not damage while in use.
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